WorkSafeBC insurance provides protection for employers and benefits for workers who suffer a work-related injury or illness.
Registered employers pay premiums and are protected from potential lawsuits from workers who are injured or contract an occupational disease at work.
Who we are and what we do
WorkSafeBC is a provincial agency responsible for promoting safe and healthy workplaces across B.C.
We partner with workers and employers to save lives and prevent work-related injury, disease, and disability. As part of our work, we help employers comply with the Workers Compensation Act and the Occupational Health and Safety (OHS) Regulation to help ensure workplaces are healthy and safe.
Do I need to register?
If you hire workers in B.C., you must register for WorkSafeBC insurance coverage.
If you’re not sure if you need to register, review the information below for your situation or see Who does & doesn't need coverage for more detailed information.
Are you:
If you’re an owner of an incorporated company, you’re responsible for applying for coverage with WorkSafeBC to determine if your corporation is required to register. Learn more.
If your business hires contractors, some contractors may be your workers. This means you are responsible for them as their employer and you’re required to register and pay premiums for their WorkSafeBC coverage. Learn more.
If you’re self-employed and do not hire any workers or unregistered subcontractors you’re not required to register for coverage. You may be eligible to purchase personal coverage to cover your lost salary and medical expenses if you’re injured on the job as the result of your work. Learn more.
If you hire people to work in or around your home or if you’re the prime contractor in the construction of your own home, you may be required to register for coverage. Your requirement to register depends on whether you are a customer of a business or an employer of the person you are hiring. Learn more.
If your business or workers cross provincial or national boundaries, you may need coverage from WorkSafeBC or the workers' compensation board in the jurisdiction where your workers are working. Learn more.
As an employer, what do I get with WorkSafeBC insurance?
Your WorkSafeBC insurance coverage includes the following benefits:
Read more about the Benefits of coverage.
Your responsibilities as an employer
As an employer, your responsibilities include:
- Registering for coverage
- Reporting payroll and paying premiums
- Contacting us about changes to your business
- Providing a healthy and safe workplace
- Reporting injuries and diseases
- Investigating incidents
Resources
- Insurance: Get started and learn more about your WorkSafeBC coverage.
- Small businesses: Resources and information for small businesses.
- Create & manage a healthy & safe workplace: How to set up an effective health and safety program.